Working seasonally after FERS retirement


Q. My husband will retire next year under FERS and he is interested in working seasonally for the National Park Service. I realize his salary would likely be offset by the amount of his annuity. Is there any problem with doing this year after year? (e.g., work seasonally for four to six months, then be unemployed the rest of the year). Would it affect our federal benefits carried into retirement (e.g., FEHB, life insurance)?

A. Yes, the salary of his position would be offset by the amount of his annuity. That might mean that his salary would be next to nothing. However, doing so would have no effect on his health or life insurance coverage because those premiums would still be coming out of his annuity.


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Reg Jones was head of retirement and insurance policy at the Office of Personnel Management. Email your retirement-related questions to

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