Q. I am 47 years old and have 23 years of covered federal law enforcement time and one year of uncovered, non-LEO time. I want to retire when I reach 49 years of age when I have 25 years of total service. Does the 20 at age 50 or 25 years at any time retirement scenario apply? Or does the “25 at any age” require 25 years of covered service?
A. You can only retire at any age when you have 25 years of actual 6(c) covered service. Non-6(c) service can’t be used to reach the 25-year mark.
