Military buyback and retired reserve pay


Q. I am a FERS employee with more than 24 years of service (will likely retire at my minimum retirement age in 10 years). I served four years of active-duty military, then transferred to the Guard, where I still serve (more than 26 years of total service). I bought back my active military service time to increase my length of service under FERS (and ultimately increase my FERS annuity). Since my active military service will be used in my FERS retirement calculation, can it also be used in my Guard retirement computation (it would greatly increase my number of retirement points)?

A. Making a deposit to get credit for your active-duty service won’t have any effect on you reserve retired pay.


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Reg Jones was head of retirement and insurance policy at the Office of Personnel Management. Email your retirement-related questions to

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