Social Security reduction

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Q. I retired from CSRS but did not buy my military time (six years) due to misinformation/misunderstanding. Now they are taking away what little Social Security I was receiving. If I go back to work, under Social Security payments, will I be able to build that up and then be eligible for Social Security benefits?

A. Your Social Security benefit was reduced because you are receiving an annuity from a retirement system where you didn’t pay Social Security taxes and didn’t have 30 years of substantial earnings under Social Security. If you get a job from which Social Security deductions are taken, the amount of your Social Security benefit will increase.

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Reg Jones was head of retirement and insurance policy at the Office of Personnel Management. Email your retirement-related questions to fedexperts@federaltimes.com.

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