Best FEHB option with Medicare


Q. We are approaching open season for the different plans. I turned 65 in May and opted in for Medicare parts A and B. I have the Standard Blue Cross option. Will the Basic option cover my needs as well as having Standard? I know several people in my area who have gone to the Basic and I’m considering but wanted to dig a little deeper into the issue.

A. While that decision is a personal one, you might find the following information helpful in understanding the benefits that are covered by the Federal Employees Health Benefits program and Medicare:


About Author

Reg Jones was head of retirement and insurance policy at the Office of Personnel Management. Email your retirement-related questions to

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