Medicare and younger spouse


Q. I am a retired federal employee and will turn 65 in February. My wife, who will not turn 65 until June 2017, is self-employed and we are both enrolled under my federal retirement health insurance family plan. How, if at all, can we keep my wife covered if I am on Medicare beginning in early 2014? I expect that I will want to sign up for Medicare Part A and B (not sure about the rest), but am worried about how we keep my wife insured, too?

A. As long as you are enrolled in the self-and-family option of your FEHB plan, she will continue to be covered.


About Author

Reg Jones was head of retirement and insurance policy at the Office of Personnel Management. Email your retirement-related questions to

Leave A Reply