FEHB coverage for spouse

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Q. My wife is a dependent under my Blue Cross/Blue Shield Federal Plan. She will be 65 in March. Can she remain under my (or establish her own) federal plan after reaching her 65th birthday if she does not select Medicare Part B?

A. She can remain on the self-and-family option of your FEHB plan whether or not she applies for Medicare Part B.

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Reg Jones was head of retirement and insurance policy at the Office of Personnel Management. Email your retirement-related questions to fedexperts@federaltimes.com.

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