FEHB premiums after retirement

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Q. When my husband retires from the Postal Service next year, are we responsible for the entire payment to Blue Cross/Blue Shield? The post office no longer pays any portion, correct?

A. Wrong! He will pay the same premiums as all other federal employees and retirees. However, it will be higher than what he paid as an employee. That’s because, through union negotiations, the Postal Service pays a higher percentage of the premiums for its employees.

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Reg Jones was head of retirement and insurance policy at the Office of Personnel Management. Email your retirement-related questions to fedexperts@federaltimes.com.

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