Drop FEHB?


Q. I have a friend on a full disability retirement through FERS. He has become eligible for Medicaid and told me he wants to drop his Blue Cross/Blue Shield insurance.

1. Is this a good idea?

2. If it is OK for him to drop it, what number does he call at the Office of Personnel Management to make that happen?

A. 1. It’s rarely a good idea to drop coverage in the Federal Employees Health Benefits program because he won’t be able to re-enroll later on if he finds he needs it.

2. If he’s made up his mind to drop it, he can call OPM at 888-767-6738 or 724-794-2005.


About Author

Reg Jones was head of retirement and insurance policy at the Office of Personnel Management. Email your retirement-related questions to fedexperts@federaltimes.com.

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