Continuing FEHB while living outside the U.S.


Q. When I retire at age 58, I will have 30 years under FERS. I intend to keep my Blue Cross/Blue Shield FEP coverage in retirement. I intend to reside permanently outside the U.S. Am I correct that Medicare Part A and Part B do not provide coverage outside of the U.S.? If that is correct, am I able to retain my FEP Blue Cross/Blue Shield past age 65 and not enroll in Medicare Part B? Is it correct that I will be automatically enrolled in Part A, as I’ve already paid into it?

A. Yes, you can continue to be enrolled in your Federal Employees Health Benefits plan. While you will automatically be enrolled in Medicare parts A and B, you can decline Part B coverage.


About Author

Reg Jones was head of retirement and insurance policy at the Office of Personnel Management. Email your retirement-related questions to

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