FEHB coverage for spouse


Q. I am a retired postal employee. My wife is entitled to receive health benefits through her private employer. I would like to switch my coverage from family to self only. I have survivor benefits for my wife. Should I die before she retires and loses private health insurance, is she able to pick up my Federal Employees Health Benefits?

A.  No. If you died while enrolled in the self only option, she wouldn’t be able to pick up that coverage.


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Reg Jones was head of retirement and insurance policy at the Office of Personnel Management. Email your retirement-related questions to fedexperts@federaltimes.com.

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