MRA+10 and health benefits


Q. If I meet my MRA+10, which will be age 56 and 24 years at the Postal Service, and defer my annuity until age 60, would I be able to keep my health benefits at age 56? If not, could I start receiving them when I hit 60? Also, can I receive Supplemental Security Income at age 60? If yes, how long until regular SSI kicked in?

A. If you were enrolled in the Federal Employees Health Benefits program for the five consecutive years before you retired, you’d be able to re-enroll when your annuity begins. On the other hand, you wouldn’t be eligible for the special retirement supplement. No one who retires under the MRA+10 provision is.


About Author

Reg Jones was head of retirement and insurance policy at the Office of Personnel Management. Email your retirement-related questions to

Leave A Reply