Q. I am married to a retired federal employee. I have been covered on her health insurance for well over five years. She’s getting ready to have Medicare as her primary insurance and Blue Cross/Blue Shield (FEP) as her secondary coverage. Will this change anything for me on my BC/BS coverage? Will I still have the same coverage although my wife’s BC/BS is her secondary coverage?
A. There wouldn’t be any change until you are covered by Medicare. When that happens, Medicare will be primary for you, too.