Disability retirement and health insurance


Q. If a FERS employee goes out with a disability, where can they get their health insurance, or can they keep what they have?

A. If you were enrolled in the Federal Employees Health Benefits program for the five consecutive years before you retire on disability, you could carry that coverage into retirement. If you weren’t, you couldn’t, unless you were granted a waiver, which is rarely given.


About Author

Reg Jones was head of retirement and insurance policy at the Office of Personnel Management. Email your retirement-related questions to fedexperts@federaltimes.com.

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