Deferred retirement?


Q. I am 55. I wish to stop working for the government in three years, when I will be 58. I will have 26 years under FERS. I have approximately 2,000 hours of sick leave. Can I defer my retirement and submit for retirement at age 60? Would I lose my sick time, or would it be credited?

A. Yes. Because you have at least 20 years of service, you can apply for a deferred retirement at age 60. However, you wouldn’t receive any credit for your unused sick leave.


About Author

Reg Jones was head of retirement and insurance policy at the Office of Personnel Management. Email your retirement-related questions to

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