Discontinued service retirement?

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Q. I am a Postal Service employee in maintenance as an electrical technician. I have 23 years of service at age 56. Our office is going through an accelerated plant closing. I received a letter of involuntary reassignment (no date given) in May. There are no ET jobs within 50 miles of our office (limit on excessing under American Postal Workers Union contract). Under the contract, I can be forced into a lower-level job, (window clerk, city carrier, custodian) up to 50 miles away with saved grade and retreat rights. Can I qualify for a discontinued service retirement? If not, what do I need to qualify? I would like to retire without penalty. Otherwise, I need to work until I am age 60. Are there any other options I don’t know about?

A. As long as the reassignment is within the boundaries set by your agency and under the union contract, you aren’t eligible for discontinued service retirement. Nor are there any other immediate retirement options available to you. You can either go where they assign you or resign and apply for a deferred annuity at age 60.

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Reg Jones was head of retirement and insurance policy at the Office of Personnel Management. Email your retirement-related questions to fedexperts@federaltimes.com.

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