Q. I have worked for the Postal Service for 26 years. I just turned 50. I am under FERS. If I decided to retire at the end of the year, how would I calculate what my annuity will be? Additionally, if there were another early-out offer from the Postal Service, how would I benefit from that rather than retiring outside of the offer?
A. Unless your agency offered you an opportunity to retire early, you couldn’t retire at the end of the year or any other time short of your minimum retirement age. In your case, that would be 56.