Q. I resigned from a federal Series 1811 law enforcement officer position several years ago. The resignation from federal employment was prior to obtaining 20 years of service and while I was younger than 50. The mandatory retirement age for my position is 57.
At what point can I apply for the deferred annuity payment, and will that payment be reduced by 5 percent for each year that I am younger than 57? Also, how do I apply for the annuity? Whom do I contact — the Office of Personnel Management? My agency? And will I need to supply any type of documentation regarding my employment (SF-50, etc.)?
A. You could apply for a deferred retirement at age 62. You’ll find everything you need to know and be able to download the needed application form at www.opm.gov/retirement-services/fers-information/types-of-retirement/#url=Deferred-Retirement.