Q. I have worked for the Postal Service for nearly 15 years. If I resign and go work for the state of California, will I be able to claim annuity when I am old enough to retire? I am 42. Will I lose the time I spent with the Postal Service, or will I be able to get both federal and state retirement?
A. If you leave your retirement contribution in the retirement fund when you resign, you could apply for a deferred annuity at age 62. Receiving that annuity would have no effect on any other annuity to which you’d be entitled.