Unused sick leave

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Q. In February, I will have 29 years of service as a postal clerk. It is my understanding that after Dec. 31, I can have 100 percent of my sick leave. I know they won’t pay it to me. I have saved more than 2,600 sick leave hours. In what form will I get it back? I still have to work my full 30 years.

A. Any unused sick leave hours will be used to increase the amount of your annuity.

Here’s the way that’s done: Take any hours of actual service that don’t add up to a full month and add them to your unused hours of sick leave. Divide the product by 174 (the number of hours in a retirement month), and you’ll have the closest estimate of the months that will be added to your basic annuity. Note: The number 174 is the result of dividing the number of hours in a work year (2,087) by 12.

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Reg Jones was head of retirement and insurance policy at the Office of Personnel Management. Email your retirement-related questions to fedexperts@federaltimes.com.

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