Q. When I reach my minimum retirement age of 56, I will have worked for civil service for almost 35 years. Will I receive a full retirement check without any penalties, or do I still have to wait until I’m 62 since Social Security is considered part of my retirement as I’m a FERS employee?
A. You’ll receive your full retirement annuity plus the special retirement supplement, which approximates the amount of Social Security benefit you earned while a FERS employee. The SRS will end when you reach age 62 and are entitled to a Social Security benefit.