CSRS annuitant considering reemployment


Q. I’ve read where normally one’s salary is cut by the amount of annuity he or she is receiving, but what happens if the new salary is less than the existing annuity?

A. Then you would be working for nothing. The only exception to the offset rule is if you are hired into a position that allows you to receive both your unreduced annuity and the full salary of the new position. Since such positions are rare, you had better check first before accepting any position as a reemployed annuitant.



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Reg Jones was head of retirement and insurance policy at the Office of Personnel Management. Email your retirement-related questions to fedexperts@federaltimes.com.

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