Q. I worked for the USPS 1987-1996. Is there a pension for me that I’m not aware of that will be available me at retirement age? I cashed out my savings plan that I was contributing to when I was working, but I am referring to a pension that I may have become vested in. This would be great news, but where do I find out?
A. If you didn’t ask for a refund of your retirement contributions when you left, you’d be entitled to a deferred annuity at age 62. To claim that benefit, complete a copy of form RI 92-19, Application for Deferred or Postponed Retirement, available at http://www.opm.gov/forms/pdf_fill/ri92-19.pdf, and send it to OPM two months before your 62nd birthday.