Affordable health insurance options for USPS


Q. I’m considering an early retirement from USPS. I currently have health insurance that costs me approximately $370 per month. It looks to me like I can actually get comparable coverage through the Obamacare site for less than my contribution to my current health insurance plan based on my projected income after retirement.
Would I be eligible to receive the discounted health plan from the new government program? I know that I’m not eligible to participate now as an employee of USPS because my employer provides health coverage. After retirement, I can continue to receive health benefits through USPS but the cost is much higher than the new health insurance plans. Does the fact that I could continue my existing health plan disqualify me from Obamacare?

A. If you are enrolled in the FEHB program but have affordability issues, you can visit the Health Insurance Marketplace at and find out what your options are.


About Author

Reg Jones was head of retirement and insurance policy at the Office of Personnel Management. Email your retirement-related questions to

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