Health insurance options for retirees

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Q. I recently read your comment regarding Medicare part A and Blue Cross coverage being sufficient for most retirees (according to NARFE). In your opinion, would Medicare parts A and B be sufficient for most retirees without Blue Cross coverage? It appears to me that route would be cheaper, but would the coverage be as good? Also, have there been any developments concerning self-plus-one rates for any of the health insurance policies offered to employees or retirees?

A. Only you can determine if the coverage would be as good for you. As for the self-plus-one option, OPM has postponed implementing it until next year.

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About Author

Reg Jones was head of retirement and insurance policy at the Office of Personnel Management. Email your retirement-related questions to fedexperts@federaltimes.com.

7 Comments

  1. i am anticipating retirement at the end of 2018 when i will be 67, my wife is on my rc ins.. she will be 59 at that time. can i keep her on the rc med plan after retirement? at what cost would it be?

      • rc means rural carrier medical insurance thru the us postal service. i am on medicare at present along with insurance coverage for my wife & myself. approx. what is my cost to be to keep my postal medical insurance with myself & 59 yr old wife?

      • rc means rural carrier medical insurance thru the us postal service. i am on medicare at present along with insurance coverage for my wife & myself. approx. what is my cost to be to keep my postal medical insurance with myself & 59 yr old wife? i have NO answer

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