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Q. I am planning to retire at the end of August. It is rumored that the FERS supplement will be discontinued. My retirement plans depend on the supplement being available when I retire. What are the chances that Congress will eliminate the supplement in the next six months? If I receive it and they discontinue it in 2015, will I continue to receive it?
A. I’m not a fortune teller, so I can’t predict the future. However, I can tell you that when Congress does enact a bill that takes something away, it does it prospectively. And, since that proposal never went anywhere in the last session of Congress, it’s unlikely to resurface and be enacted in this session. Further, the odds against Congress taking away a benefit that retirees are already receiving are slim, indeed.