CSRS Offset computation


Q. Is the offset amount determined by OPM after consulting with SSA at age 62, even if you are still working? I mean, if you work until age 70 and collect SS at age 66 or 70, is the offset continually adjusted (in my case increased as my salary goes up, and lower early years, not part of CSRS offset are replaced with CSRS Offset years)?

How would collecting at 66 versus 70 affect only the CSRS Offset computation?

I am wondering if the computation is set at age 62 as the Windfall Elimination Provision computation seems to be?

A. OPM will apply the offset at age 62 or the date on which you retire, whichever is later.


About Author

Reg Jones was head of retirement and insurance policy at the Office of Personnel Management. Email your retirement-related questions to fedexperts@federaltimes.com.

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