Q. I worked for the United States Postal Service as a regular employee for nine years and 11 months. I left for the private sector. Do I have any sort of pension with them besides the thrift savings plan? I didn’t get a refund of my retirement contributions when I left.
A. Since you left your contributions in the retirement fund, you’ll be entitled to a deferred annuity. To get it, you’ll have to complete RI Form 92-19 and send it to the Office of Personnel Management two months before you reach age 62.