Q. I am a FERS employee who is on disability from the U.S. Postal Service, plus I am getting Social Security Disability Insurance. What will happen when I reach 62 and start getting my pension from USPS?
A. When you reach age 62, your FERS disability benefit will be recomputed as if you had worked to age 62. Therefore, your actual service will be added to the time you spent on disability. The total time will be multiplied by 1 percent (1.1 percent if you have at least 20 years of actual service and time spent on disability). That figure will then be multiplied by your high-3 salary on the day you were found disabled. That dollar figure will be increased by any cost-of-living increases paid to FERS retirees since you retired on disability. Receiving that annuity will have no effect your SSDI payments, which will continue uninterrupted.