Death benefits


Q. My spouse gets a FERS pension of $3000 per month in FERS pension, but only $100 in Social Security. I get $1000 per month in Social Security. If he passes way, I understand that I would get half of his pension, but how much of my social security would I get?

A. Assuming that your husband elected a full survivor benefit for you, you would receive half of his FERS annuity. Receiving that benefit would have no affect on your own earned Social Security benefit. To find out how much of his Social Security benefit you’d be entitled to, go to


About Author

Reg Jones was head of retirement and insurance policy at the Office of Personnel Management. Email your retirement-related questions to

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