Q. I retired from the U.S. Postal Service in 2005. I was under CSRS during that time. When I retired I elected an annuity for my spouse (for after my death). We are getting a divorce. I wanted to know by how much will my annuity increase, and what happens to the money I paid into the death benefit annuity?
Browsing: Death benefits
Q. I elected to have my husband receive 25 percent of my basic annuity. If he dies before I do, what happens? Will my annuity be recalculated without a survivorship benefit, or does it stay the same?
Q. My ex-husband and I had four children. One child is in college part time. My ex-husband passed away in 2012. I have gone to all avenues to get survivor benefits to no avail. What can I do?
Q. My sister’s husband passed away in December last year, and she received his CSRS benefits at 55 percent. She was told she is not entitled to any pay raises sense he retired, which was in 1996. But if she is entitled, who would she contact?
Q. My mom just passed on. She was receiving a disability annuity. When we checked with OPM, we were shocked to find out they had taken all of her retirement contributions and used it for her disability payments. Is this really what happened? A. In all likelihood, yes. Annuity payments to retirees — whether regular or disability — initially come from the contributions employees made to the retirement system while they were working. Only when that money runs out does the government begin making those payments out of the retirement fund. A retiree who worked full time for an entire…
Q. My husband died suddenly. He had been away from work because of an illness for three weeks. Had he lived, which we expected, he would have gone on disability like his doctor recommended. He did not apply for that as his death came so suddenly — a week after he was told this. I am receiving a CSRS survivor benefit from his pension. However, if he had received it, it would be double. If he paid in all those years (37 at the U.S. Postal Service and three in the military), shouldn’t they be paying all of it out? Do they just get to keep half of…