Deposit for active-duty service


Q. I didn’t do my buyback for my military time of five years from 1975 to 1980. I don’t have enough quarters for a Social Security benefit, and I have a CSRS retirement of 35 years from the USPS. Do I still have to buy back my military time to receive that time served for military in relation to CSRS retirement alone?

A. You won’t have to make a deposit to get credit for your active duty service unless you are (or expect to be) eligible for a Social Security benefit at age 62.


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Reg Jones was head of retirement and insurance policy at the Office of Personnel Management. Email your retirement-related questions to


  1. If you started after October 1,1982 you need to make the deposit, I started october 2,1982 and had to make deposit for my 4 yrs. of navy time.

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