Windfall Elimination Provision


Q. I receive a monthly CSRS-Offset annuity of $365, which was reduced from $850. Since it has already been reduced, will I also have a reduction in my Social Security when I start taking it?

A. Unless you have at least 30 years of substantial earnings under Social Security, that benefit will be subject to the Windfall Elimination Provision.


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Reg Jones was head of retirement and insurance policy at the Office of Personnel Management. Email your retirement-related questions to

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