Q. I retired in 2004 after 21 years of federal employment on disability. Now that I’m 63 years old, I’m being told I am considered eligible for regular retirement. Has my age and time of service been used to calculate a different pay schedule?
A. Because you were a FERS employee, at age 62 your disability annuity was converted to a regular annuity. That annuity was computed as if you had worked to age 62. Thus, your actual service was added to the time you spent on the disability roll. Because you had at least 20 years of actual service, the total time was multiplied by 0.011. That product was multiplied by your high-3 on the date you went on disability, increased by all FERS cost-of-living adjustments payable from that time to age 62.