Q. I am a Navy veteran and also worked at the post office for 20 years. I left early for a career change but didn’t fill out any paperwork. Is it true that I can apply for retirement benefits when I reach the age of 55, which will be in September 2016?
A. Whether you were covered by CSRS or FERS, if you didn’t receive a refund of your retirement contributions when you left government, you’d be entitled to a deferred annuity at age 60.