Pension, from Navy to VA


Q. I was in the Navy for 7½ years. If I work for the Department of Veterans Affairs for 12½ years, will I receive a pension?

A. Setting aside your time in the Navy for the moment, you could retire with as few as 10 years of actual civilian service when you reached your minimum retirement age; however, your annuity would be reduced by 5 percent for every year you were under age 62. However, if you made a deposit to get credit for your active-duty time, you would have at least 20 years of service and could retire with an immediate, unreduced annuity at age 60.


About Author

Reg Jones was head of retirement and insurance policy at the Office of Personnel Management. Email your retirement-related questions to

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