Q. I am 50 years old with 30 years of service. Can I resign and not receive any benefits, until I turn 57 years old, without penalty?
A. Yes, you could receive a deferred annuity at your minimum retirement age, which is 57. That annuity would be based on your High-3 and years of service on the day you left government. However, you wouldn’t receive credit in your annuity computation for any sick-leave hours you had when you resigned. Finally, you wouldn’t be eligible to re-enroll in either the FEHB or FEGLI programs.