COLA for CSRS Offset employee


Q. As a CSRS Offset employee, I accepted a VERA with a deduction in my annuity because I am under age 55. Will I still be entitled to a COLA?

A. Yes, you will. CSRS (including CSRS Offset) employees are entitled to an annual cost-of-living adjustment, regardless of the age at which they retire. The amount will be proportional to the number of months they are on the annuity roll.


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Reg Jones was head of retirement and insurance policy at the Office of Personnel Management. Email your retirement-related questions to

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