Q. I am FERS and eligible to keep my medical insurance after retirement. Do I need to enroll my husband before retirement in order for him to qualify, or can I enroll him at an open season after retirement if insurance is needed? By the same token, if he is enrolled before I retire, can I take him off my plan at open season after retirement if he no longer needs insurance?
A. You can change your Self Only enrollment to Self Plus One — or from Self Plus One to Self Only — during any FEHB Open Season before or after you retire.