Disability and DSR

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Q. What is the difference between disability retirement and DSR?

A. A disability retirement is granted when you are found disabled for useful and efficient service in both your current position and any other vacant position at the same grade of pay level for which you are qualified. A discontinued service retirement provides an immediate, possibly reduced, annuity if you are separated against your will. However, if you are separated for cause on charges of misconduct or delinquency, you wouldn’t be eligible for a discontinued service annuity.

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Reg Jones was head of retirement and insurance policy at the Office of Personnel Management. Email your retirement-related questions to fedexperts@federaltimes.com.

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