Survivor annuity


Q. I retired from federal service in 2006 under the CSRS program. My first wife received half my pension until her death. In 2013 I remarried a federal retiree who is under the FERS program. If one of us pass first, will the survivor be eligible for any of our spouse’s pension?

A. You would not be entitled to a survivor annuity unless she elected one for you within two years of the date you married. And she would not be entitled to one unless you elected one for her within that same time limit.


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Reg Jones was head of retirement and insurance policy at the Office of Personnel Management. Email your retirement-related questions to


  1. Reg,
    At the time of his first spouses death did his CSRS annuity go back to full benefit or did it remain reduce ( based on the survivor annuity of the first spouse)?

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