Q. I’m medically separating from the Air Force with 14 years active duty. If I work for the U.S. Postal Service, how early would I be looking at full retirement if I buy the 14 years back?
A. With 30 years of creditable service – actual and active duty service for which you’ve made a deposit – you could receive an immediate, unreduced annuity at your minimum retirement age. MRAs range between 55 and 57, depending on your year of birth. Note: If you are receiving military retired pay, you would not only have to “buy back” the time but also waive that pay.