Q. I am 64 and thinking about the early retirement. I have 38 years; can I qualify for the VERA/VSIP?

A. You could accept a VERA if it were offered to you; however, it would be irrelevant, since you already meet the age and service requirements to retire on a regular annuity. As for the VSIP,  you could accept one if it were offered to you.


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Reg Jones was head of retirement and insurance policy at the Office of Personnel Management. Email your retirement-related questions to

1 Comment

  1. Amazing (to me) that a 64 year old Federal Employee with 38 years of service DOES NOT know that they are already eligible for IMMEDIATE, FULL retirement and DOES NOT have to wait for a VERA offer to retire!!! Heck, this person has been eligible for IMMEDIATE, FULL either FERS or CSRS retirement for the past 8 years, since they were 56 years old!!!

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