Early retirement


Q. I’m a FERS employee. I understand that if I have at least 25 years of service and accept my agency’s early retirement offer, I can retire at any age. If I do, when will I receive my benefits?

A. You would immediately receive your annuity. However, you wouldn’t receive the special retirement supplement until you reach your minimum retirement age. MRA’s range between 55 and 57, depending on your year of birth.


About Author

Reg Jones was head of retirement and insurance policy at the Office of Personnel Management. Email your retirement-related questions to fedexperts@federaltimes.com.

1 Comment

  1. You can also elect to continue to receive your FEHB and FEGLI benefits in early retirement – premiums will be deducted from your FERS Annuity on a monthly rather than be-weekly basis – provided your were enrolled in FEHB for at least the 5 years prior to your retirement!

    If you go on to work in the private sector or as self-employed following early retirement you will not have to worry about your health care insurance as you will still be covered via FEHB!

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