FERS disability + Social Security disability

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Q. Can you receive FERS disability along with Social Security disability? I have 12 years of U.S. Postal Service service and am 46 years of age.

A. A qualified yes. Let me explain. During the first 12 months, you’d receive 60 percent of your high-3, minus 100 percent of any Social Security disability benefit. After the first 12 months, you’d receive 40 percent of your high-3, minus 60 percent of any Social Security disability benefit. At age 62 your disability annuity would be converted to a regular annuity and you’d be able to receive your full Social Security disability benefit.

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Reg Jones was head of retirement and insurance policy at the Office of Personnel Management. Email your retirement-related questions to fedexperts@federaltimes.com.

2 Comments

  1. What are the possibilities of receiving VERA VESIP with 25 years of civil service, however being forced to retire with disabilities including 5 knee surgeries (TKA, A&A x2, MENISCUS TEAR all on same knee), pending back surgery(metal rods L4-L5), fibromyalgia, Migraine headaches & severe depression.
    All from work related injuries. Patients is not 55 yrs old as of yet.

    • There is no possibility unless your agency has been authorized to offer them and your position is one that is covered in the staff reorganization or reduction plan.

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