Q. I retired on a VERA with 25 years of service (22 years FERS and five years military) at age 47. When I reach 62, does my annuity go to 1.1 percent based on my high-3 years in service?
A. No, it doesn’t.
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It is my understanding that the only way to get 1.1 is if you retire at 62+ with at least 20 years creditable service.