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Reg Jones was head of retirement and insurance policy at the Office of Personnel Management. Email your retirement-related questions to fedexperts@federaltimes.com.

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  1. OPM also told me you can suspend your own FEHB if your spouse is also a Federal employee and you want to be under their health plan so you both can enjoy pre-tax dollars paying the fee as opposed to post-tax dollars as a retiree. They notified me you could reenter your own benefit again. However, I did notice on last years tax form that it now allows you to gain a tax credit for your payment of FEHB in retirement so giving you the same break as employees.

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