Medical/life insurance eligibility

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Q. I resigned from the federal government after 27.5 years of government service. I was 55 years old, and was told because I did not leave at my MRA with 56 years of service, I would not be eligible for FEHB or life insurance. I was planning to initiate my paperwork for retirement at 58 years old. Am I still eligible for medical/life insurance when I apply for retirement at age 58?

A. No, you aren’t eligible. Only those employees who have the right combination of age and service to retire on an immediate annuity can continue their coverage in the FEHB or FEGLI programs.

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Reg Jones was head of retirement and insurance policy at the Office of Personnel Management. Email your retirement-related questions to fedexperts@federaltimes.com.

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