FERS Disability

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Q. I’m a FERS disability annuitant. Assuming that I continue to be disabled, what happens when I reach age 62?

A. When you reach age 62, your FERS disability benefit will be recomputed as if you had worked to age 62. Your actual service will be added to the time you spent on disability and the total time will be multiplied by 1.1 percent That figure will then be multiplied by your high-3 salary on the day you were found disabled. That dollar figure will be increased by any cost-of-living increases paid to FERS retirees since you retired on disability.

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Reg Jones was head of retirement and insurance policy at the Office of Personnel Management. Email your retirement-related questions to fedexperts@federaltimes.com.

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