Q. I am 43 and recently was retired on FERS disability from federal service due to multiple sclerosis. I know that a person can’t make over 80 percent of their base pay and not have their retirement suspended. I have three questions: 1. When they say base pay, is that just the general base pay for everyone, or does that include the locality pay? I’m in San Francisco. 2. If I’m able to be re-employed (nonfederal) and exceed the 80 percent threshold from this point forward, will I be able to get my federal retirement at age 62? 3. If…